I read this small article in the May edition of the Challenge newspaper. Some good advice.
Family Finances
So many of us get trapped into a discontented life by adopting needlessly excessive goals. These goals always boil down to more, bigger, best. And as soon as we accept these sky-high standards, indulgence, greed, and pride can rule our lives.
In our society it is not normal to “step down.” Instead, once a certain level of income (or spending) has been attained, it is considered a failure to step down. But, is the concept of conservation and moderation really a loser’s attitude? Not according to God’s Word, the Bible.
To find true contentment, some basic guidelines must be established.
1. Establish a reasonable standard of living.
Since there is no universal plan that is suitable for everyone, this must be a standard established among husband, wife, and God. Just having an abundance is not a sign of God’s blessings.
2. Establish a habit of giving.
Find out how your family can be directly involved in contributing to the needs of another family. There are many Christian charities and organizations that act as a funnel for such funds. If you can’t be personally involved, this is the best alternative.
3. Establish priorities.
Many people are discontented, not because they aren’t doing well, but because others are doing better. Too often we let the urgent things take priority over the important things.
4. Develop a thankful attitude.
Thankfulness is a state of mind, not an accumulation of assets. We will not have true contentment until we truly thank God for what we have, and willingly accept that as God’s provision for our lives.
5. Reject a fearful spirit.
We can get trapped into hoarding because we fear the “what- ifs?” of retirement, disability, unemployment, or economic collapse. Obviously, God wants us to consider these things and even plan for them, within reason, but when fear dictates us to the point that worry becomes the norm rather than the exception, then we need to rethink our priorities and seek God’s wisdom.
Finding contentment is the solution to reversing the growing debt levels in our society. Contentment does not mean complacency or living according to strict rules. Contentment instead requires a personal relationship with God and finding His plan for our lives.
Lloyd Woodrow - Crown Financial Ministries - crown@crown.com.au
Copied from Challenge Newspaper May 2008 edition
http://www.challengenews.org/showstory.php?i=2008/may&s=story_4&r=2008/may/&l=AU&f=NKNE